Neo and Challenger Bank Market By Licensing Model, By Business Model, By Services Offered, By End Use - Growth, Share, Opportunities & Competitive Analysis, 2026 - 2034
1. Preface
1.1. Report Description
1.1.1. Purpose of the Report
1.1.2. Target Audience
1.1.3. Key Offerings
1.2. Market Segmentation
1.3. Research Methodology
1.3.1. Phase I - Secondary Research
1.3.2. Phase II - Primary Research
1.3.3. Phase III - Expert Panel Review
1.3.4. Assumptions
1.3.5. Approach Adopted
2. Executive Summary
2.1. Market Snapshot: Global Neo and Challenger Bank Market
2.2. Global Neo and Challenger Bank Market, By Licensing Model, 2025 (US$ Million)
2.3. Global Neo and Challenger Bank Market, By Business Model, 2025 (US$ Million)
2.4. Global Neo and Challenger Bank Market, By Services Offered, 2025 (US$ Million)
2.5. Global Neo and Challenger Bank Market, By End Use, 2025 (US$ Million)
2.6. Global Neo and Challenger Bank Market, By Geography, 2025 (US$ Million)
2.7. Attractive Investment Proposition by Geography, 2025
3. Neo and Challenger Bank Market: Competitive Analysis
3.1. Market Positioning of Key Neo and Challenger Bank Market Vendors
3.2. Strategies Adopted by Neo and Challenger Bank Market Vendors
4. Neo and Challenger Bank Market: Macro Analysis & Market Dynamics
4.1. Introduction
4.2. Global Neo and Challenger Bank Market Value, 2024 - 2034, (US$ Million)
4.3. Market Dynamics
4.3.1. Market Drivers
4.3.2. Market Restraints
4.3.3. Key Challenges
4.3.4. Key Opportunities
4.4. Impact Analysis of Drivers and Restraints
4.5. Porter's Five Force Model
4.5.1. Supplier Power
4.5.2. Buyer Power
4.5.3. Threat Of Substitutes
4.5.4. Threat Of New Entrants
4.5.5. Competitive Rivalry
4.6. PESTEL Analysis
4.6.1. Political Landscape
4.6.2. Economic Landscape
4.6.3. Social Landscape
4.6.4. Technology Landscape
4.6.5. Environmental Landscape
4.6.6. Legal Landscape
5. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
5.1. Market Overview
5.2. Growth & Revenue Analysis: 2025 Versus 2034
5.3. Market Segmentation
5.3.1. Fully licensed banks
5.3.2. Partnership
6. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
6.1. Market Overview
6.2. Growth & Revenue Analysis: 2025 Versus 2034
6.3. Market Segmentation
6.3.1. Digital-only banks
6.3.2. Hybrid banks
7. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
7.1. Market Overview
7.2. Growth & Revenue Analysis: 2025 Versus 2034
7.3. Market Segmentation
7.3.1. Payments and Money Transfers
7.3.2. Savings Accounts
7.3.3. Loans (Personal/Business)
7.3.4. Investments and Wealth Management
7.3.5. Insurance Products
7.3.6. Currency Exchange
7.3.7. Others
8. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
8.1. Market Overview
8.2. Growth & Revenue Analysis: 2025 Versus 2034
8.3. Market Segmentation
8.3.1. Individual
8.3.2. Business
9. North America Neo and Challenger Bank Market, 2024-2034, USD (Million)
9.1. Market Overview
9.2. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
9.3. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
9.4. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
9.5. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
9.6. Neo and Challenger Bank Market: By Region, 2024-2034, USD (Million)
9.6.1.North America
9.6.1.1. U.S.
9.6.1.1.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
9.6.1.1.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
9.6.1.1.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
9.6.1.1.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
9.6.1.2. Canada
9.6.1.2.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
9.6.1.2.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
9.6.1.2.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
9.6.1.2.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
9.6.1.3. Rest of North America
9.6.1.3.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
9.6.1.3.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
9.6.1.3.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
9.6.1.3.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
10. UK and European Union Neo and Challenger Bank Market, 2024-2034, USD (Million)
10.1. Market Overview
10.2. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
10.3. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
10.4. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
10.5. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
10.6. Neo and Challenger Bank Market: By Region, 2024-2034, USD (Million)
10.6.1.UK and European Union
10.6.1.1. UK
10.6.1.1.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
10.6.1.1.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
10.6.1.1.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
10.6.1.1.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
10.6.1.2. Germany
10.6.1.2.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
10.6.1.2.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
10.6.1.2.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
10.6.1.2.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
10.6.1.3. Spain
10.6.1.3.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
10.6.1.3.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
10.6.1.3.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
10.6.1.3.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
10.6.1.4. Italy
10.6.1.4.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
10.6.1.4.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
10.6.1.4.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
10.6.1.4.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
10.6.1.5. France
10.6.1.5.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
10.6.1.5.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
10.6.1.5.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
10.6.1.5.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
10.6.1.6. Rest of Europe
10.6.1.6.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
10.6.1.6.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
10.6.1.6.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
10.6.1.6.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
11. Asia Pacific Neo and Challenger Bank Market, 2024-2034, USD (Million)
11.1. Market Overview
11.2. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
11.3. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
11.4. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
11.5. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
11.6. Neo and Challenger Bank Market: By Region, 2024-2034, USD (Million)
11.6.1.Asia Pacific
11.6.1.1. China
11.6.1.1.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
11.6.1.1.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
11.6.1.1.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
11.6.1.1.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
11.6.1.2. Japan
11.6.1.2.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
11.6.1.2.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
11.6.1.2.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
11.6.1.2.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
11.6.1.3. India
11.6.1.3.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
11.6.1.3.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
11.6.1.3.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
11.6.1.3.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
11.6.1.4. Australia
11.6.1.4.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
11.6.1.4.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
11.6.1.4.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
11.6.1.4.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
11.6.1.5. South Korea
11.6.1.5.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
11.6.1.5.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
11.6.1.5.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
11.6.1.5.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
11.6.1.6. Rest of Asia Pacific
11.6.1.6.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
11.6.1.6.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
11.6.1.6.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
11.6.1.6.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
12. Latin America Neo and Challenger Bank Market, 2024-2034, USD (Million)
12.1. Market Overview
12.2. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
12.3. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
12.4. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
12.5. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
12.6. Neo and Challenger Bank Market: By Region, 2024-2034, USD (Million)
12.6.1.Latin America
12.6.1.1. Brazil
12.6.1.1.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
12.6.1.1.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
12.6.1.1.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
12.6.1.1.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
12.6.1.2. Mexico
12.6.1.2.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
12.6.1.2.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
12.6.1.2.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
12.6.1.2.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
12.6.1.3. Rest of Latin America
12.6.1.3.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
12.6.1.3.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
12.6.1.3.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
12.6.1.3.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
13. Middle East and Africa Neo and Challenger Bank Market, 2024-2034, USD (Million)
13.1. Market Overview
13.2. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
13.3. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
13.4. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
13.5. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
13.6. Neo and Challenger Bank Market: By Region, 2024-2034, USD (Million)
13.6.1.Middle East and Africa
13.6.1.1. GCC
13.6.1.1.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
13.6.1.1.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
13.6.1.1.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
13.6.1.1.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
13.6.1.2. Africa
13.6.1.2.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
13.6.1.2.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
13.6.1.2.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
13.6.1.2.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
13.6.1.3. Rest of Middle East and Africa
13.6.1.3.1. Neo and Challenger Bank Market: By Licensing Model, 2024-2034, USD (Million)
13.6.1.3.2. Neo and Challenger Bank Market: By Business Model, 2024-2034, USD (Million)
13.6.1.3.3. Neo and Challenger Bank Market: By Services Offered, 2024-2034, USD (Million)
13.6.1.3.4. Neo and Challenger Bank Market: By End Use, 2024-2034, USD (Million)
14. Company Profile
14.1. Chime (Company Overview, Financial Performance, Product Portfolio, Strategic Initiatives)
14.2. Dave
14.3. Douugh
14.4. Judo Bank
14.5. Juno Finance
14.6. Aldermore Bank
14.7. Ally Bank
14.8. Atom Bank
14.9. Bunq
14.10. Other Notable Players